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Bridging finance

Good Practice Guide

Publication date:

06 January 2020

Last updated:

06 January 2020


Society of Mortgage Professionals, Enterprise Finance

Ways to provide a bridging loan for a client.

A bridge is a short-term interest-only loan that usually has a term of up to 18 months. Bridging loans can be as short as one week but are usually between 1 and 12 months.

Bridging can be arranged for almost any borrower raising funds against a UK based security. This includes the ability to raise funding for foreign national clients purchasing or refinancing property in the UK. In addition bridging finance can be raised for individuals, UK limited companies or offshore entities.

There are many reasons your client may need a bridging loan and there are many benefits to this type of finance.


This Good Practice Guide, written in association with Enterprise Finance, examines the following:

  • What is bridging finance?
  • When is the best time to use a bridge?
  • What are the benefits of bridging?
  • What are the risks of bridging?
  • How is bridging regulated?


Read the Good Practice Guide HERE

This document is believed to be accurate but is not intended as a basis of knowledge upon which advice can be given. Neither the author (personal or corporate), the CII group, local institute or Society, or any of the officers or employees of those organisations accept any responsibility for any loss occasioned to any person acting or refraining from action as a result of the data or opinions included in this material. Opinions expressed are those of the author or authors and not necessarily those of the CII group, local institutes, or Societies.


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