The importance of pragmatic underwriting in times of tightening affordability
The Financial Policy Committee (FPC)'s recent announcement that it will withdraw its affordability stress test for mortgages from 1 August 2022 is timely and welcome.
The Society of Mortgage Professionals (part of the Chartered Insurance Institute Group) is a community of practice for mortgage professionals that aims to raise the levels of professional knowledge and technical competence, and to assist members in their personal career development at all levels of experience.
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Find out moreThe Financial Policy Committee (FPC)'s recent announcement that it will withdraw its affordability stress test for mortgages from 1 August 2022 is timely and welcome.
They have the scale, data and ability, but do technology firms have the appetite to enter the mortgage market?
As part of the Government’s ‘Levelling-up’ objectives, an additional white paper was issued on the 16th of June called the ‘Fairer Private Rented Sector’ paper. The paper outlines in detail the issues in the rental market that need to be addressed and the plans to deliver change.
The spotlight is growing on diversity and inclusion within our industry and now more than ever the topic of neurodiversity is coming to the forefront.