Under current rules, owners of second homes in England are generally liable for council tax, including where they might carry out a degree of short-term letting.

2022 has started strongly in the mortgage market. Lenders are pushing the envelope on affordability with 5.5 times income more commonplace than I can remember. 

As we look back on 2021 what does 2022 have in store for the mortgage industry and what are the opportunities for brokers as the emphasis switches from house purchase to remortgage activity?

Historically, statistics have shown that a large proportion of the UK population do not have a will. In this article I look at some of the reasons as to why it is advisable for individuals to have a will in place and some of the factors that ought to be considered.