The world has experienced significant changes over the past few years, and the political landscape both globally, and within the UK, has shifted dramatically.

The doomsday scenario predicted by some as interest rates rose and customers started coming off low interest rate fixes has thankfully not been experienced by most.

Embarking on a career in UK mortgage advice offers a unique blend of challenges and rewards, perfect for young individuals eager to make a meaningful impact on the financial services sector. As a mortgage adviser, you become an indispensable guide for first-time home buyers, property investors, and those looking to move up the property ladder. This profession not only demands a keen understanding of the housing market and financial regulations, but also requires a genuine commitment to helping clients navigate their financial options with confidence.

It is now a requirement for firms to annually document relevant activities associated with Consumer Duty (CD) guidelines. There is no set format, layout, or strict guidance regarding content, but what is clear, is that this must involve a working document and is not a once a year tick box exercise.